{"id":5857,"date":"2026-06-27T15:25:47","date_gmt":"2026-06-27T20:25:47","guid":{"rendered":"https:\/\/bakertilly.ec\/?page_id=5857"},"modified":"2026-10-06T11:23:51","modified_gmt":"2026-10-06T16:23:51","slug":"cooperative-sector","status":"publish","type":"page","link":"https:\/\/bakertilly.ec\/en\/sectors\/cooperative-sector\/","title":{"rendered":"Cooperative Sector\u00a0"},"content":{"rendered":"\t\t
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Savings and credit cooperatives deserve the same rigor as traditional banking.<\/span><\/span>\u00a0<\/span><\/span><\/p>

Your members entrust you with their savings.<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Ecuador’s cooperative sector faces growing demands in governance, <\/span>risk<\/span> and compliance. We work with cooperatives across every segment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact us <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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What we build together <\/h2>\t\t\t\t<\/div>\n\t\t
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SEPS regulatory experts<\/h3> <\/div>\n

We arrive already familiar with the requirements, so you do not bear the cost of your auditor’s learning curve. With us, that cost is zero.<\/span><\/span><\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Cooperative governance that protects members \u2014 and directors<\/h3> <\/div>\n

Sound governance protects not only <\/span>members but<\/span> also protects directors from personal liability when controls fail.<\/span><\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Risk management<\/h3> <\/div>\n

Credit, liquidity, operational, <\/span>legal<\/span> and reputational risk \u2014 we <\/span>identify<\/span>, <\/span>measure<\/span> and help manage them before they become losses.<\/span><\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Cooperative tax diagnostic<\/h3> <\/div>\n

Cooperatives <\/span>operate<\/span> under a tax regime with <\/span>particular features<\/span>. We <\/span>identify<\/span> accumulated risks and unclaimed opportunities under SEPS regulations.<\/span><\/p><\/div> <\/div>\n <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Is your cooperative prepared for the SEPS's requirements? <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tSpeak with a specialist <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Savings and credit cooperatives deserve the same rigor as traditional banking.\u00a0 Your members entrust you with their savings.\u00a0 Ecuador’s cooperative […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":5799,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"class_list":["post-5857","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/pages\/5857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/comments?post=5857"}],"version-history":[{"count":5,"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/pages\/5857\/revisions"}],"predecessor-version":[{"id":5954,"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/pages\/5857\/revisions\/5954"}],"up":[{"embeddable":true,"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/pages\/5799"}],"wp:attachment":[{"href":"https:\/\/bakertilly.ec\/en\/wp-json\/wp\/v2\/media?parent=5857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}